@import "https://fonts.googleapis.com/css2?family=Montserrat:wght@400;700;900&display=swap";:root{--insuroz-orange:#ffa200;--insuroz-green:#4e6d1d;--insuroz-dark:#0d2361;--white:#fff}.insuroz-container{background-color:var(--white);flex-direction:column;min-height:100vh;font-family:Montserrat,sans-serif;display:flex}.insuroz-nav{background:0 0;justify-content:space-between;align-items:center;padding:1.5rem 5%;display:flex}.nav-links{align-items:center;gap:2.5rem;display:flex}.nav-link{color:var(--insuroz-green);font-family:Montserrat,sans-serif;font-size:.95rem;font-weight:600;text-decoration:none;transition:color .2s}.nav-link:hover{color:var(--insuroz-orange)}.hero{text-align:center;flex-direction:column;flex:1;justify-content:center;align-items:center;padding:4rem 10%;display:flex}.hero-title{color:var(--insuroz-green);font-size:4rem;font-weight:900;line-height:1.1}@media (width<=768px){.hero-title{font-size:2.5rem}.hero{padding:2rem 5%}}.highlight{color:var(--insuroz-orange)}.hero-subtitle{color:#666;text-transform:uppercase;letter-spacing:2px;margin:1.5rem 0 3rem;font-size:1.2rem}.services-grid{grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem;width:100%;max-width:1100px;display:grid}.service-card{cursor:pointer;background-color:var(--white);border:2px solid #f0f0f0;border-radius:2rem;padding:3rem 2rem;transition:all .3s}.service-card:hover{border-color:var(--insuroz-orange);transform:translateY(-10px);box-shadow:0 20px 40px #4e6d1d1a}.card-icon{margin-bottom:1rem;font-size:3rem}.card-title{color:var(--insuroz-green);font-size:1.5rem;font-weight:700}.cta-button{background-color:var(--insuroz-orange);color:var(--white);cursor:pointer;border:none;border-radius:100px;width:auto;margin-top:4rem;padding:1.5rem 4rem;font-size:1.2rem;font-weight:800;transition:transform .2s}@media (width<=480px){.cta-button{width:100%;padding:1.2rem 2rem}}.cta-button:hover{transform:scale(1.05)}.bg-pattern{opacity:.05;pointer-events:none;background-image:url(pattern.png);width:300px;height:300px;position:fixed;bottom:0;right:0}.logo-wrapper{align-items:center;display:flex}.brand-logo{object-fit:contain;width:auto;height:45px;padding:5px 0}@media (width>=768px){.brand-logo{height:60px}}.value-props{background:#f9f9f9;border-radius:2rem;justify-content:center;gap:3rem;width:100%;max-width:900px;margin-top:5rem;padding:2.5rem;display:flex}@media (width<=768px){.value-props{border-radius:1.5rem;flex-direction:column;gap:2.5rem;width:90%;margin-top:3rem;padding:2.5rem 1.5rem}}.prop-item{text-align:center;flex:1}.prop-icon{margin-bottom:.5rem;font-size:2rem;display:block}.prop-item h4{color:var(--insuroz-green);margin:.5rem 0;font-weight:700}.prop-item p{color:#666;font-size:.95rem;line-height:1.5}.referral-teaser{border:1px dashed var(--insuroz-orange);color:var(--insuroz-dark);background-color:#fff4e1;border-radius:50px;margin-top:3rem;padding:1.2rem 2rem;font-size:.95rem}@media (width<=768px){.referral-teaser{border-radius:1.5rem;font-size:.85rem}}.trust-footer{opacity:.7;margin-top:6rem;padding-bottom:4rem}.ozvaro-tag{letter-spacing:2px;margin-bottom:1.5rem;font-size:.75rem}.provider-logos{justify-content:center;display:flex}.flow-page-wrapper{background-color:#f8f9fa;flex-direction:column;min-height:100vh;display:flex}.flow-navbar{background:#fff;padding:.8rem 0;box-shadow:0 2px 10px #0000000d}.navbar-content{justify-content:space-between;align-items:center;max-width:1100px;margin:0 auto;padding:0 5%;display:flex}.nav-logo{cursor:pointer;height:40px}.hidden-file-input{display:none}.flow-content-area{flex:1;width:100%;max-width:750px;margin:0 auto;padding:2rem 5%}.flow-header{align-items:center;gap:15px;margin-bottom:1.5rem;display:flex}.back-circle-btn{cursor:pointer;background:#e9ecef;border:none;border-radius:50%;justify-content:center;align-items:center;width:38px;height:38px;font-size:1.2rem;display:flex}.page-title{color:var(--insuroz-navy);margin:0;font-size:1.5rem;font-weight:900}.wizard-progress{gap:6px;margin-bottom:2.5rem;display:flex}.progress-step{color:#6c757d;clip-path:polygon(calc(100% - 15px) 0,100% 50%,calc(100% - 15px) 100%,0% 100%,15px 50%,0% 0%);background:#e9ecef;flex:1;justify-content:center;align-items:center;padding:.8rem .5rem .8rem 1.4rem;font-size:.85rem;font-weight:700;display:flex}.progress-step:first-child{clip-path:polygon(calc(100% - 15px) 0,100% 50%,calc(100% - 15px) 100%,0% 100%,0% 0%);padding-left:.8rem}.progress-step:last-child{clip-path:polygon(100% 0,100% 50%,100% 100%,0% 100%,15px 50%,0% 0%)}.step-num{background:#0000001a;border-radius:50%;justify-content:center;align-items:center;width:18px;height:18px;margin-right:6px;font-size:.65rem;display:flex}.progress-step.active{background:var(--insuroz-green);color:#fff}.progress-step.active .step-num{background:#fff3}.step-card{background:#fff;border:1px solid #00000005;border-radius:24px;padding:3.5rem;box-shadow:0 15px 35px #0000000f}.card-header{margin-bottom:1.5rem}.card-header h3{margin:0 0 4px;font-size:1.3rem}.card-header p{color:#777;margin:0;font-size:.9rem}.form-stack{grid-template-columns:1fr 1fr;gap:20px;margin-top:2rem;display:grid}.full-width-input,.upload-container,.card-header,.main-cta-btn,.ghost-btn{grid-column:1/-1}.upload-box{border:2px dashed var(--insuroz-orange);cursor:pointer;text-align:center;background:#fff9f0;border-radius:16px;flex-direction:column;justify-content:center;align-items:center;width:100%;height:140px;padding:1rem;font-family:inherit;transition:transform .2s,box-shadow .2s,border-color .2s;display:flex}.upload-box:hover:not(:disabled){transform:translateY(-2px);box-shadow:0 10px 24px #ffa2001f}.upload-box:disabled{cursor:not-allowed}.upload-icon{font-size:2.5rem}.upload-box p{color:var(--insuroz-orange);margin:8px 0 4px;font-size:.95rem;font-weight:700}.upload-subtext{color:#8a6b2d;font-size:.82rem;font-weight:600}.input-group{flex-direction:column;gap:4px;display:flex}.input-group label{color:#555;text-transform:uppercase;font-size:.75rem;font-weight:800}.standard-input{border:1px solid #dee2e6;border-radius:12px;width:100%;padding:1rem 1.2rem;font-family:inherit;font-size:1rem}.standard-input:focus{border-color:var(--insuroz-green);outline:none}.inline-input-row{gap:10px;display:flex}.salutation-box{text-align:center;padding-right:.5rem;width:85px!important}.flex-grow{flex:1}.main-cta-btn{background:var(--insuroz-orange);color:#fff;cursor:pointer;border:none;border-radius:100px;width:100%;margin-top:2rem;padding:1.2rem;font-size:1.1rem;font-weight:800;transition:transform .2s;box-shadow:0 10px 20px #ffa20033}.main-cta-btn:hover:not(:disabled){transform:translateY(-2px)}.main-cta-btn:disabled{box-shadow:none;cursor:not-allowed;background:#ccc}.ghost-btn{color:#888;cursor:pointer;background:0 0;border:none;width:100%;margin-top:1rem;font-weight:700}.skeleton-loader{background:#eee;border-radius:12px;width:100%;height:50px;animation:1.5s ease-in-out infinite pulse}@keyframes pulse{0%{opacity:.5}50%{opacity:1}to{opacity:.5}}.review-list{background:#f8f9fa;border-radius:16px;margin:1.5rem 0;padding:1.2rem}.review-item{border-bottom:1px solid #eee;justify-content:space-between;padding:.8rem 0;font-size:.9rem;display:flex}.review-item:last-child{border-bottom:none}.premium-row{color:var(--insuroz-orange);padding-top:1.2rem;font-size:1.2rem}.picker-sheet-backdrop{z-index:2000;background:#0a0f1973;justify-content:center;align-items:flex-end;padding:1rem;display:flex;position:fixed;inset:0}.picker-sheet{background:#fff;border-radius:24px;width:100%;max-width:560px;padding:.9rem .9rem 1rem;box-shadow:0 20px 50px #00000038}.picker-handle{background:#d7dbe0;border-radius:999px;width:48px;height:5px;margin:.2rem auto .9rem}.picker-header{padding:0 .35rem .8rem}.picker-header h4{color:#1d2b36;margin:0 0 4px;font-size:1.15rem}.picker-header p{color:#6b7680;margin:0;font-size:.9rem;line-height:1.45}.picker-action-btn{cursor:pointer;text-align:left;background:#fff;border:1px solid #edf0f3;border-radius:18px;align-items:center;gap:.95rem;width:100%;margin-bottom:.7rem;padding:1rem;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex}.picker-action-btn:hover:not(:disabled){border-color:#e0e5ea;transform:translateY(-1px);box-shadow:0 10px 22px #0000000f}.picker-action-btn:disabled{opacity:.65;cursor:not-allowed}.picker-action-icon{background:#fff6e8;border-radius:14px;flex-shrink:0;justify-content:center;align-items:center;width:48px;height:48px;font-size:1.4rem;display:inline-flex}.picker-action-text{flex-direction:column;gap:3px;display:flex}.picker-action-text strong{color:#1d2b36;font-size:1rem}.picker-action-text small{color:#7a838c;font-size:.84rem}.picker-cancel-btn{color:#44515c;cursor:pointer;background:#f3f5f7;border:none;border-radius:16px;width:100%;margin-top:.2rem;padding:.95rem 1rem;font-weight:700}.footer-compact{text-align:center;opacity:.6;padding:3rem 0}.logo-footer{height:32px;margin-top:8px}@media (width<=768px){.flow-content-area{padding:1rem 4%}.step-card{padding:2rem 1.5rem}.form-stack{grid-template-columns:1fr;gap:12px}.progress-step{padding-left:1.2rem;font-size:.75rem}.step-label{display:none}.picker-sheet-backdrop{padding:.75rem}.picker-sheet{border-radius:22px;padding:.8rem .8rem .95rem}.picker-action-btn{padding:.95rem}}@media (width>=769px){.picker-sheet-backdrop{display:none!important}}:root{--insuroz-orange:#ffa200;--insuroz-navy:#12286f;--insuroz-dark:#0d2361;--white:#fff}*{box-sizing:border-box;margin:0;padding:0}body{-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;background-color:var(--white);color:var(--insuroz-dark);font-family:Montserrat,sans-serif}#root{min-height:100vh}